Conventional Home Loans
Honest, open, and expert guidance
What are Conventional Loans?
If you’re not familiar with Conventional Loans, Conventional Loans are not guaranteed by the Federal Government, such are FHA, USDA and VA Loans.
A Conventional Loan is the most common type of loan and usually what people think of when they think of a mortgage. Conventional Loans have a variety of loan term options, and the most flexible qualifying requirements. At Premier Lending Group, we have countless options to help you, regardless of your situation.
Enjoy a great lending experience when you have a devoted Premier Lending Group loan expert help you understand the best options to meet your needs.
Benefits of Conventional Loans
Can be used to purchase, refinance, new construction and renovation of a home
Primary Residences, Second Homes, and Investment Properties allowed
Down payment as low as 3.0%
Low closing costs and great rates
Most flexible income and credit requirements
No prepayment penalty on most loans
Easy to use gifts for down payment and closing costs
1- to 4- unit properties allowed
Down Payment Assistance can be used for down-payment and closing costs
Up to 40 year fixed-rate and adjustable-rate terms
Get Started Today!
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!