DSCR Loans, are also known as investor cash flow loans, are a type of mortgage specifically designed for real estate investors and rental property owners.  Unlike Conventional loans, DSCR loans emphasize the property’s cash flow instead of the borrower’s personal income or other debt.  By using the property’s cash flow as the main qualification factor, DSCR loans provide real estate investors with the opportunity to purchase and refinance rental properties more easily.

DSCR Loans are ideal for investors who want to purchase or refinance rental properties based on the cash flow of the property, but do not have enough personal income to qualify for conventional mortgages. They are also suitable for investors who want to avoid income verification or tax returns, or who want to acquire multiple properties.

Overall, DSCR home loans provide a valuable tool for investors looking to expand their portfolio and generate income through rental properties.

Enjoy a great lending experience when you have a devoted Premier Lending Group loan expert help you understand the best options to meet your needs.