USDA loans are backed by the United States Department of Agriculture.  USDA loans are for customers seeking to purchase a primary residence in eligible rural areas defined by the USDA to help build communities in rural areas by assisting low and moderate-income families to purchase safe and affordable housing.  At Premier Lending Group, USDA Loans can be used to purchase or refinance a home.  We can also include the cost of renovations or new construction all in one loan.